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BANK PO GENERAL AWARENESS
BANK PO GENERAL AWARENESS MOCK TEST SET 2
January 11, 2016
0

1. When a bank returns a cheque unpaid, it is called
1) payment of the cheque
2) drawing of the cheque
3) cancelling of the cheque
4) dishonour of the cheque
5) taking of the cheque

Answer

4

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2. Mortgage is a
1) security on movable property for a loan given by a bank.
2) security on movable property for loan given by bank.
3) concession on immovable property for a loan given by a bank
4) facility on immovable property for a loan given by a bank
5) security on immovable property for a deposite received by a loan

Answer

2

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3. The world’s highest “Rail Bridge” is being constructed in the state of Jammu & Kashmir. This bridge will be on which of the following rivers?

1) Jhelum
2) Chenab
3) Indus
4) Ravi
5) None of these

Answer

2

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4. Which of the following schemes has been launched by the Govt. of India to provide an identity to its al resident citizens and also to identify people who are poorest, oftenthelast to stand up to ask for their share in govt. schemes or lack identity?
1) Public Provident Fund Scheme
2) Indira Gandhi Old Age Pension scheme
3) Social Security Scheme for Gramin Dak Sevaks
4) MG National Rural Employment Guarantee Act
5) Aadhaar Card scheme

Answer

5

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5. Which of the following types of accounts are known as ‘Demat Accounts’?
1) Accounts which are Zero Balance Accounts
2) Accounts which are opened to facilitate bank. No other business can be conducted from there.
3) Accounts in which shares of various companies are traded in electronic form
4) Accounts which are operated through internet banking facilty
5) None of these

Answer

3

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6. Distribution of insurance products and insurance policies by banks as corporate agents is known as in

1) General Insurance
2) Non-life insurance
3) Bancassurance
4) Insurance
5) Deposite insurance

Answer

3

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7. NEFT means

1) National Electronic Funds Transfer system
2) Negotiated Efficient Fund Transfer System
3) National Efficient Fund Transfer Solution
4) Non Effective Funds Transfer System
5) Negotiated Electronic Foreign Transfer System

Answer

1

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8. When the rate of inflation increases
1) purchasing power of money increases
2) purchasing power of money decreases
3) value of money increases
4) purchasing power of money remains unaffected
5) amount of money in circulation decreases

Answer

2

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9. POSCO is in the process of establishing its plants in India. What does the letter ‘P’ denote in the name POSCO?

1) Popular
2) Pallin
3) Pohang
4) Paradeep
5) Peterburg

Answer

3

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10. Interest on savings bank account is now calculated by banks on
1) minimum balance during the month
2) minimum balance from 7th to last day of the month
3) minimum balance from 10th to last day of the month
4) maximum balance during the month
5) daily product basis;

Answer

3

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